Bridging & light development

Instant terms on your bridging deal.

Loans £200,000 – £2 million

Answer a few questions about the property and the project. If it fits, you'll get illustrative figures straight away, showing exactly what set your day-one advance. If it doesn't, we'll pass it to a broker to place elsewhere — either way you'll hear from someone.

Step 1 of 6

What are you funding?

A couple of basics about the deal to start with.

Are you buying or refinancing?

A purchaseBuying the property now A refinanceYou already own it

Does the project include building works?

No — bridging onlyNo development facility needed Yes — light developmentRefurbishment, conversion or build

The property

Where the property is affects how much can be advanced against it, so we need the postcode.

Property postcode

Purchase priceWhat you're paying for it

Current open-market valueLeave the same if you're paying market value

Will the lender have a first legal charge over the property?

YesNo other lender secured on it No — second chargeAnother lender holds first charge

The works and the end value

What the works cost, and what the property will be worth once they're done.

Total build costThe development facility you need

Gross development valueOpen-market value once finished

Planning permission

Full planning permission grantedConsent is in place No planning permission requiredPermitted development, or works that don't need consent Not yet grantedApplied for, or not yet applied

The loan and the exit

How much you need, and how you plan to repay it.

How much do you need on day one?The advance at completion, before any development drawdowns

How will the loan be repaid?

Sale of the propertyA sale exit needs a minimum 6-month term Refinance onto a term productBuy-to-let, commercial or a term mortgage Something elseSale of another asset, cash injection, other funds

Term you needMinimum 6 months on a sale exit, maximum 18 months

How would you like to handle the interest?

RetainedHeld back from the advance — nothing to pay monthly ServicedPaid monthly, so you draw more on day one

Who's borrowing?

Individuals and limited companies or SPVs are both fine.

A limited company or SPVPersonal guarantee and debenture required An individual or individualsIn your own name(s)

Find the companySearch Companies House by name or company number

How many investment properties do you currently own?

Four or more Between one and three None yet

Have you completed a similar project before?

YesComparable project taken through to exit NoThis would be a first

Any unspent CCJs, defaults or bankruptcy in the last six years?

No YesOr you're not sure

Where should we send the figures?

We need these before we can show you any numbers. A broker reviews every enquiry that comes through this form.

Full name

Phone number

Email address

Give us at least one of the two — whichever you'd rather be contacted on.

Reference
Prepared

Illustrative Figures — Subject to Full Underwriting by FCG Finance

Net released on day one

Total facility

The facility

The cost of the finance

Security and structure

What these figures assume

These are illustrative figures, not a quote or an offer. They are generated from the answers given above and FCG Finance Ltd's published criteria. Nothing here is a commitment to lend. Any facility is subject to full underwriting by FCG Finance Ltd, a satisfactory valuation, legal due diligence and the lender's own credit decision. Figures will change if the answers or the property details change.

DasLend is an introducer only. DAS Lend Limited does not lend, advise on, arrange or broker mortgages, and does not handle client money. All regulated activity — advice, underwriting and lending decisions — is carried out by the regulated firm you are introduced to. DAS Lend Limited is not authorised or regulated by the Financial Conduct Authority.

Back to DasLend

Sorry — we can't give you indicative terms on this one

Leave your details and a broker will look at the case and go looking for a lender that does fit it. It costs you nothing and there's no obligation.

Full name

Phone number

Email address

Give us at least one of the two.